admin on May 30th, 2009

Many people have the impression that heiress Paris Hilton is actually spoiled and does not work for a living, but actually, that is very wrong. They tend to assume that fact because that’s the image she often portrays in public, but in real life, she has been making her own money since she was 18 years old.

Back then, Paris used to earn her money by doing photo shoots for magazines. She even made money by simply appearing at night clubs and partying. But after the success of the TV show “Simple Life” and the release of a sex tape by her ex-boyfriend, Rick Solomon, she became very famous in the United States and worldwide.

Some people wonder why Paris is so famous and what she has done to gain the status of a celebrity. The truth is that she is an entertainer and a businesswoman. She constantly travels around the world to promote her Paris Hilton brand. Indeed, she is also making millions of dollars every year; therefore, she is far from being a “stupid blond girl.”

Aside from filming the Simple Life series, Paris has also acted in numerous movies. Most of them are low-budgeted films in order to practicing her acting skills. It’s worth to note that Paris has been acting before the Simple Life in movies such as “Nine Lives” which was released in 2002. But her biggest role yet is in House of Wax (2006).

In summer 2006, Paris decided to launch her music career. A lot of people do not know this, but she is very serious about this music career, and it’s something that comes from her. Her debut single “Stars Are Blind” has become a smash hit, and it is one of the top singles of 2006. In late August 2006, her debut album “Paris” was released and within a week, 75 000 copies were sold in the United States and 150 000 copies worldwide. In fact, “Paris” hit #6 on the worldwide chart and on Billboards. So far, more than 500 000 records have been sold.

Of course, music and movies are not the only things that Paris does. She is also building her own empire and hopes to be bigger than her great-grandfather Conrad Hilton. She has launched a successful fragrance collection line with many perfumes for women and men. She even has her own video game titled “Diamond Quest” which is produced by Gameloft.

In 2004, Paris released a book called “Confession of an Heiress” which is mainly about her. If you’re a huge fan of Paris Hilton, you should definitely read it because you’ll discover a lot more about her.

Although, Paris is in her 20s and earns a lot of money, unlike most people think, she has a big heart and does charity work all the time. She mainly raises money for children, and she often check in hospitals. She is an animal activist as well. Furthermore, she has promised to never wear fur again after she was shown a brutal killing video of an animal for fur. She loves animals so much that when she was a kid, she wanted to be a veterinarian.

The media and the tabloid often lie about her and make up stories to portray her as someone evil, but she really is not. They would have us believe that she is spoiled, but now you know that she actually building her own business and doing what she loves. Regardless if you are a fan or not or if you still consider her spoiled, you cannot say that she is not making her own money.

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If you want to learn about the real Paris Hilton, check out "Paris Hilton Site". This Paris Hilton website contains extensive information about her projects (music, movies, TV shows) and about her personal life.

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admin on May 20th, 2009

Does government debt relief exist, and if so, what exactly are your options? While some of us will use our stimulus checks to pay down debt, others are looking for a little more assistance from the government. But there are some misconceptions about what the government can actually do to provide debt relief.

 

Government Debt Relief and Grants

There are a lot of advertisements and articles claiming that an abundance of federal grants exist that will provide you with debt relief. They say you just have to know where to look. But have you ever noticed that they never tell you where to look? That’s because these grants to help you pay off your debt don’t exist. There are a variety of programs that assist low-income families to afford necessities, such as rent and certain utilities, but there are no grants that help you pay your credit card debt. Beware of companies advertising such grants: these are sometimes scams that actually end up leading to bankruptcy.

 

Student Loan Consolidation

Individuals or parents struggling to pay back one or more federal student loans can find some relief in federal student loan consolidation. This program allows you to consolidate your loans into one that has a lower interest rate and one convenient monthly payment. However, this form of debt relief applies ONLY to federal student loans that you took out. Any private student loans are not eligible for a federal student loan consolidation.

 

Mortgage Debt Relief

The one area where government assistance has recently become available is in the realm of mortgage debt and possible foreclosure. Due to the subprime mortgage meltdown, the U.S Department of Housing and Development (HUD) now offers the FHASecure loan program for those who are at risk of foreclosure and need to refinance their subprime mortgage.

 

Benefits of the FHASecure Loan Program

The FHASecure program allows you to refinance your subprime or adjustable rate mortgage to lower your interest rate and change the terms of your loan. As a result, your monthly payments will become more affordable, and you will be able to keep your home. With more affordable mortgage payments, you may even have some extra cash to pay off credit card debt or other loans.

 

Who Is Eligible for FHASecure?

Not everyone with a mortgage is eligible for this program. You have to meet some eligibility requirements before you can take advantage of the program and reduce your debt. Those requirements are:

 

* The original loan cannot be an FHA-insured loan.

 

* You must have an adjustable rate mortgage with a rate that resets between June 2005 and December 2008. Anyone with a fixed rate mortgage is not eligible.

 

* This program is intended for those borrowers who had trouble paying their mortgage after their rate reset to a higher rate.

 

* You must have a clean payment record for your mortgage during the six months before your rate reset. If any of those payments were late, you will not be eligible.

 

* You must be able to demonstrate the ability to make all future mortgage payments at the new rate, including sufficient income and employment stability.

 

* The home that the loan is for must be your primary residence.

 

If the above debt solutions don’t apply to you, there’s no need to worry. Federal assistance isn’t the only way to reduce your debt. Educate yourself about all the options and improve your financial health today.

 

For more articles on Government Debt Relief, visit: http://www.bills.com/government-debt-relief/

 

Justin has 5 years of experience as financial adviser; his key areas are consolidation, insurance, debt relief, mortgages etc. For more free articles and advice visit http://www.Bills.com.

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